Product Description

This is a loan granted to serve members’ most immediate needs.


  • Qualifying Loan is 3.5 times a member’s deposits subject to a maximum amount of Kshs. 500,000.
  • Full Sacco membership of at least 6 months.
  • Maximum loan period is 36 months.
  • Interest is charged at 1.125% per month on reducing balance.
  • Security options: Guarantors’ deposits, member’s own deposits, motor vehicle logbook, Kentours Housing land title deed, life assurance policy.
  • Evidence of ability to repay: Latest pay slip.
  • Approved within 3 working days.