INSTANT LOAN Product DescriptionThis is a loan granted to serve members’ most immediate needs.Features Qualifying Loan is 3.5 times a member’s deposits subject to a maximum amount of Kshs. 500,000.Full Sacco membership of at least 6 months.Maximum loan period is 36 months.Interest is charged at 1.125% per month on reducing balance.Security options: Guarantors’ deposits, member’s own deposits, motor vehicle logbook, Kentours Housing land title deed, life assurance policy.Evidence of ability to repay: Latest pay slip.Approved within 3 working days.