Dear Member, RE: DIVIDEND ADVANCE We wish to inform you that you can now apply for Dividend Advance up to a maximum of 50% of the expected dividend. The interest charge on the dividend advance is 5% which together with the amount advanced is recoverable from the final dividend. The calculation of the dividend will be based on a Weighted Average Rate. Members in

Dear Member, RE: M-JISORT MOBILE PLATFORM We are pleased to announce that our mobile banking services, M-Jisort will soon be rolled out. The platform will be available on both Android by downloading from the Playstore and also through USSD code *670#. With M-Jisort, members will be able to: View mini statements View account balances (share capital, deposits and loan balances) Deposit Funds (To share

Dear Member, RE: Extension Of Incentives To Sacco Members On Recruitment Of New Members Further to our circular dated 15th August 2022, we wish to inform you that the Board has extended the incentive period up to 31st March 2023. The incentives to members on recruitment of new members remain as follows: Membership Category Minimum Members/Groups Compensation per New Member/Group Individual Members 1 Member